One of the key components of a successful financial plan is to prepare for the unexpected. Too often this area is overlooked when planning.  Planning for the unexpected reduces doubt and worry and builds confidence over a lifetime.

At Baughman Financial, you will find that our advisors and teams work diligently with the financial expertise and the industry knowledge to help identify risk and develop product-agnostic insurance strategies that best fit you, your plan, and your budget.

Here are some questions to ask yourself:


  • Life Insurance: What happens to my family if the unexpected happens to me?

  • Long-term care Insurance: How can I protect my assets, income and loved ones while ensuring proper care for myself in the event of a prolonged illness?

  • Disability Insurance: What happens to my income if I become sick or disabled and I am no longer able to work?


Through our collaborative process, we assist in planning throughout each stage of life, whether you are just starting out in life or entering into retirement.